Therefore if you are to invest in a diamond try and get one at 1/2 carat or even better 1 carat. If you take your jewelry off without wiping off the residue from these things, you are contributing to the tarnish. When you add the fact that most people leave their sterling silver jewelry sitting out, exposed to the air most of the time, tarnish becomes inevitable.
Diamond Certificate
Explanation of Cut, Color and Clarity of This Diamond
Cut Quality The ideal cut diamond is a very precise mathematical equation, where diamond proportions and angles are cut to optimize the diamond's superlative optical properties, in particular it's high refractive index and color dispersion, to create a diamond of unequaled beauty with perfect balance of brilliance and fire. In layman's terms, the diamond is cut to make it the most beautiful diamond so it retains its intrinsic value.
Color Slight presence of color may be detected in F color graded diamonds by an expert gemologist. The diamonds of this grade are considered colorless. Great choice for the purist. Look for a fluorescence rating of faint, inert, none, or negligible.
Clarity Diamonds of SI3 clarity are on a borderline between slightly included and included diamonds. SI3 grade inclusions are almost obvious under 10x magnification. Inclusions in such diamonds may be noticeable to the unaided eye. However, when observing the diamond "face up" as it is mounted in a ring, the inclusions are usually not visible.